When should I settle my car San Diego, California accident case?

When is a good time to settle a car accident case in California? So you were injured in an accident caused by someone else, and now wonder when you will be able to settle your case. So when exactly CAN you settle your case? The answer to this one is easy. Anytime at all. You can try and settle right there after the accident. It happens quite often, I’m sure. The driver and victim get out of the car, assess the situation, and the person at fault offers some money to settle the case right then and there. Some people don’t want their insurance rates to go up, they don’t want to deal with insurance adjusters, or go through the whole process of an insurance claim. When exactly SHOULD you settle your motor vehicle accident claim? The answer to this question is a little more complex. The time to begin … Read More

Who pays for medical care after a California car accident?

HOW WILL I PAY MY MEDICAL BILLS AFTER A CALIFORNIA CAR ACCIDENT? AFTER YOUR CAR ACCIDENT, THE MEDICAL BILLS ARE PILING UP, AND YOU’RE WORRIED. “WHO IS GOING TO PAY FOR ALL OF THIS? If you’ve just been in a car accident, it is important you receive immediate, competent medical treatment. But this medical treatment is expensive, and depending on the severity of your injuries, the bills can pile up extremely fast. You have several options to pay for medical treatments: Medical payments coverage from your own auto insurance policy. This is commonly known as “Med Pay.” This is optional coverage that can pay all of your necessary and reasonable medical expenses up to the limit of the policy. A common limit can be $5,000, but you can purchase less, or better yet more than this amount. Your own health insurance. If you have health insurance, you can use this … Read More

Adhesive capsulitis after a car accident

Adhesive capsulitis after a Car Accident If you are involved in a car accident one of the injuries you may sustain is called a “Frozen Shoulder,” or adhesive capsulitis. This usually develops because you suffered an injury to the shoulder which required you to immobilize the shoulder while it healed. The immobilization is factor in causing the frozen shoulder. Read below as it is important you address this disease when making a claim against the at-fault driver’s insurance policy. What is adhesive capsulitis Adhesive capsulitis is a disease where your shoulder “freezes up.” It is marked by two main characteristics: pain and contracture. Contracture is a hardening of your normally elastic tissues, including muscles, tendons and other connective tissues, in this case, surrounding the your shoulder joint (capsule). Elastic tissues are replaced with nonelastic tissues. Symptoms include: Pain Stiffness Decrease in range of motion Symptoms may vary depending on which … Read More

Arguments insurance companies use against you

Arguments Car Insurance Companies Use Against You Car accidents can be caused by a number of things. Violations of traffic laws, a momentary lapse in attention, checking the mirror, looking at a passing car or person walking. So now you are injured, in an accident caused by someone else. You’ll receive treatment, file a claim, and you will be compensated fully when this is all over, right? Unfortunately it’s not always so easy. The insurance companies have an incentive to reduce your compensation as much as possible. So they will try and use every argument in the book to argue you should be paid less than what you are asking for. This multi-billion dollar insurance industry is built upon delaying, minimizing or denying payments to victims of their insureds’ negligence or wrongful acts. That is why it is important to contact a Car Accident Attorney right away for a free … Read More

Uber and Lyft Car Accidents in California: The Ultimate Law Guide

Uber and Lyft Accident Lawyer in California Involved in an accident while using Uber or Lyft? Or driving for Lyft/Uber and injured in an accident? Read below for the most comprehensive guide to Uber and Lyft Accidents in California. Visit for the best information about San Diego, California Car Accident Laws. Uber and Lyft are transportation network companies (TNC) that connect passengers with independent drivers. Also known as peer to peer ridesharing, the services have become extremely popular in recent years. Uber was the first major company to introduce a mobile phone app to arrange rides, but competitors followed shortly, with Lyft being the closest competitor. After a few years of legal disputes between cities, taxi cab companies/associations, and the TNC’s the California Public Utilities Commission (CPUC) legitimized the companies by establishing the TNC category. TNC’s are required to to get a license from the CPUC, have criminal background checks of all drivers, … Read More

California Auto Insurance Explained

Different types of car insurance, what you must buy, and what you should buy in California Car insurance is packaged into many different coverage types and bundles. In order to decide what bundle you should purchase, you first need to understand what each type of coverage actually protects. You then need to figure out what the bare minimum coverage is required under California law, and then what extra coverage you should buy, in order to protect you, your family, and your assets. One important fact to remember is that you always purchase insurance to protect you and your family. No matter which coverage you end up choosing, you are protecting your own assets when you acquire each type of insurance. Below you will find a list and brief description of the different types of insurance coverage you can buy. Bodily Injury. Covers bodily injuries (or even death) caused by you … Read More

Uninsured and Underinsured Motorist Accident Lawyer in San Diego, California

Injured In An Accident With An Uninsured Motorist? You Must Read This Up to 4.1 million drivers in California are uninsured. Many more are driving around with insurance policies with the lowest limits. Half of all accidents in California may involve at least one uninsured or underinsured motorist. This means, if you were injured in a car accident, there is a good chance the other driver doesn’t have enough insurance to pay for your injures. Or worse: They don’t have any insurance at all. If you were hit by an uninsured motorist, and are suffering from serious injuries, continue reading the Ultimate California Uninsured/Underinsured Accident Guide below: What to do when hit by an uninsured motorist in California So what happens when an uninsured motorist hits you? If you are injured, you need to seek immediate medical attention. The very first concern is your health and medical condition. Next, you … Read More

Passenger injured in a California car accident

Q. I was a passenger involved in a car accident with another car, in California. Who pays for my injuries? A. There are several issues you to have to wade through before figuring out who will compensate you for your injuries. First you have to figure out who was at fault in the accident. The accident was your driver’s fault If the driver of the car you were riding in was at fault, then you will be making a claim against their insurance. You will not be suing the other driver, since they were not at fault in the accident. Your driver has a duty to everyone, including passengers, to drive safely and carefully and not to cause accidents due to their negligence. If they do, they are financially responsible. In California every driver must have insurance to ensure those injured by their mistakes don’t suffer without compensation. Yes you might … Read More

Proposition 213

Proposition 213 and California Car Accidents Proposition 213 is a law enacted in California back in 1996, that has far ranging effects on California car accidents. The main body of the law says, if you are driving a car without proper insurance, you are limited to economic damages only if someone hits you and causes you injuries/bodily harm. Economic damages are those that you can actually count. Medical bills, lost income from missing work, prescription co-pays, etc. Non-economic damages are monies paid for pain, suffering, inconvenience, physical impairment, disfigurement, and other similar damages. Normally, if you are in an accident caused by someone else, you are entitled to recover all damages you suffer. This includes actual medical bills, future medical bills, lost wages because you had to stay home from work, loss of earning ability (your injuries prevent you from a higher paying job), pain, suffering, inconvenience, etc. But if you … Read More

Shoulder injuries after a car accident in California

Shoulder injuries caused by a car accident in California Victims in car accidents often suffer shoulder injuries. It’s usually the driver who is injured, because the energy from the crash is transferred through the steering wheel to the driver that is gripping it. It is such an important body structure that an injury here can greatly affect your daily activity and quality of life. Learn more about shoulder injuries, the symptoms, how they are treated, and how settlement values are reached in these cases. A shoulder joint is actually composed of three different bones: a clavicle (collarbone), a scapula (shoulder blade), and a humerus (upper arm bone). The shoulders are actually the most movable joints in your body. No other joint has the same range of motion as a shoulder. This is due to the way it is structured. This structure is also the reason why the shoulder is a … Read More