Are you fighting Mercury Insurance in your car accident case?

Were you involved in an accident where the other driver has Mercury Insurance? Be prepared for a big fight. In a bad faith action against Mercury, it was revealed that first line adjusters at Mercury have only $2,500 authority. Their supervisors had $10,000 authority. The only person who had authority at $50,000 or above was the regional manager who supervises all of Southern California, Arizona and Florida. What does authority mean in a car accident case? When an adjuster gets your file, they evaluate the case, and set a “reserve.”  A reserve is what they think the case is worth, and will not offer any more than that, without getting permission from someone more senior than them. But, there is a cap on what they can set their reserve at. This is the “authority.” If they evaluate a case and think the case is worth $7,500.00, but their authority is only $2,500.00, … Read More